Fees & Insurance
Session Rates
Initial intake (60–90 minutes) — $250
Individual therapy (50–53 minutes) — $175
EMDR therapy
60–61 minutes — $225
91 minutes — $275
Extended EMDR sessions are discussed and scheduled in advance. You won't be surprised by a charge.
Couples and family therapy (75 minutes) — $250, by inquiry. Available on a limited basis.
Sliding scale
Sliding-scale appointments may be available depending on current openings, with rates of $131 or $88. The standard individual therapy rate is $175.
If you're interested, reach out to ask about availability.
Plans I'm in network with for Minnesota clients
I'm currently in network with:
Aetna
Blue Cross Blue Shield
Cigna
HealthPartners
Medica
Optum
UnitedHealthcare
UMR
If you're located in another state where I'm licensed, you're welcome to contact me to ask about current credentialing status.
If I'm out of network with your insurance plan, I can provide a superbill that you may submit to your insurance company for possible reimbursement. Your plan determines whether you're eligible for reimbursement and how much it will pay.
Being in network doesn't mean everything is covered
Being in network does not guarantee that a particular service will be covered, or that you'll owe a specific amount. Your benefits depend on your individual plan.
Insurance can be complicated and sometimes frustrating. Insurance plans generally require a mental health diagnosis for services to be billed to insurance, but requirements vary by plan.
You're responsible for understanding your benefits, including deductibles, copays and coinsurance, authorization requirements, and coverage limits.
Questions to ask your insurance company
Before your first appointment, I recommend calling the number on the back of your card and asking:
Is Envisioning Wellness in network or out of network for my plan?
Do I have mental health benefits?
Do I have a deductible? If so, what is it, and have I met it?
What is my copay or coinsurance for a psychotherapy session? You can also ask which billing code applies to the service you're scheduling.
Does my plan limit the number of sessions per year?
Do I need pre-authorization for services?
Does my plan cover telehealth sessions?
Because sessions may be provided by telehealth, it's especially important to confirm virtual session coverage with your plan.
Insurance
Private Pay
Some clients choose to pay out of pocket rather than use insurance.
When you're paying privately, you aren't submitting claims to your insurance company, so you aren't subject to your plan's diagnosis and coverage requirements. That can mean more flexibility in what we focus on and how often we meet.
If you have questions about privacy, insurance records, or how diagnoses are used, I'm happy to explain how these differ between private pay and insurance.
Payment & Policies
Payment methods. I accept cash, check, credit and debit cards, including FSA and HSA cards.
Card on file. A card is kept on file for payment. You may also choose to enroll in auto-pay.
When payment is due. At the time of service.
Cancellations. A minimum of 12 hours' notice is required to cancel or reschedule. Late cancellations and missed appointments are subject to a $50 fee, which insurance does not cover.
Sessions are scheduled in advance and reserved for you. When a session is canceled without adequate notice, I may not have enough time to offer that appointment to another client.
No Surprises Act (Good Faith Estimate)
Under the No Surprises Act, uninsured and self-pay clients generally have the right to receive a Good Faith Estimate of expected charges for scheduled services. If you'd like an estimate, please ask before beginning services.
How we protect your health information: Notice of Privacy Practices
Questions?
I know how hard it can be to find the right fit. Fees are part of fit.
If you have questions about rates, insurance, private pay, or getting started, you're welcome to reach out.